Are you a Romanian Foreign National working or living in the UK and looking to buy a property in the UK?
I work with lots of mortgage lenders and banks who provide mortgages to Romanian Nationals looking to buy property in the UK.
I can provide you with a mortgage decision in principle.
What is a mortgage agreement in principle?
An "agreement in principle" (AIP), "decision in principle" or "mortgage in principle" are all terms that refer to much the same thing. A lender will take some basic information and perform a credit search and credit score before coming up with a figure that "in principle" it would be able to lend. I am able to get a mortgage agreement in principle for free, and some can be issued within a few minutes.
A decision in principle is not essential when making an offer on a house, but estate agents and sellers are often more likely to accept offers from those that already have a decision from a lender as it reduces the chance of delays in the selling process. Having a decision in place is a good way of validating an offer on a property, which can be difficult for prospective buyers to otherwise demonstrate.
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